http://urclass.net/wellBeingNg/index.php?action=history&feed=atom&title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92%2F%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1%2F%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A 青年彈性學習/不歪樓理財/結案報告 - 修訂歷史 2026-05-06T22:33:37Z 本 Wiki 上此頁面的修訂歷史 MediaWiki 1.35.14 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21894&oldid=prev 丁志仁 於 2024年11月11日 (一) 01:27 2024-11-11T01:27:08Z <p></p> <table class="diff diff-contentalign-left diff-editfont-monospace" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="zh-Hant-TW"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">←上個修訂</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">於 2024年11月11日 (一) 01:27 的修訂</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >第1行：</td> <td colspan="2" class="diff-lineno">第1行：</td></tr> <tr><td class='diff-marker'>−</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>[[分類:結案報告]]</div></td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>[[分類:結案報告]]<ins class="diffchange diffchange-inline">__NOTOC__</ins></div></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>===一、發起背景與內容探討===</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>===一、發起背景與內容探討===</div></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&#039;&#039;&#039;皮凱提&#039;&#039;&#039;在&#039;&#039;&#039;《21世紀資本論》&#039;&#039;&#039;中依實證資料證據提出： 21 世紀的人類社會盛行經濟體制，其實更像 19 世紀，而非 20 世紀。</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&#039;&#039;&#039;皮凱提&#039;&#039;&#039;在&#039;&#039;&#039;《21世紀資本論》&#039;&#039;&#039;中依實證資料證據提出： 21 世紀的人類社會盛行經濟體制，其實更像 19 世紀，而非 20 世紀。</div></td></tr> </table> 丁志仁 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21893&oldid=prev 丁志仁：​/* (二)進行基礎研究 */ 2024-11-11T01:26:35Z <p><span dir="auto"><span class="autocomment">(二)進行基礎研究</span></span></p> <table class="diff diff-contentalign-left diff-editfont-monospace" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="zh-Hant-TW"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">←上個修訂</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">於 2024年11月11日 (一) 01:26 的修訂</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l36" >第36行：</td> <td colspan="2" class="diff-lineno">第36行：</td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>====(二)進行基礎研究====</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>====(二)進行基礎研究====</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>#<del class="diffchange diffchange-inline">由於丁志仁之前在六年制學程時，就已開過「理財入門」的課，累積有對記帳、銀行、保險、證券、債券、外匯、房地產等基礎資料。</del></div></td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>#<ins class="diffchange diffchange-inline">由於丁志仁之前在六年制學程時，就已開過「理財入門」的課，累積有對記帳、銀行、保險、證券、債券、外匯、房地產等基礎學習資料。</ins></div></td></tr> <tr><td class='diff-marker'>−</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>#<del class="diffchange diffchange-inline">經討論後</del></div></td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>#<ins class="diffchange diffchange-inline">經討論後確認課程的焦點之一在「台灣房價」，也確認台灣不斷抬高房價，是財富分配往不利青年世代方向發展的重要原因。初步探討結果：台灣不斷提高房價的趨勢，其實不可持續。原因如下：</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#* 台灣整體人口已開始走入下降階段。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#* 台灣新建案的每戶居住人數，長期趨勢也是下降，即每戶居住單位在縮小。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#* 台灣缺少進一步「城鎮化」的空間。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#* 抑制高房價已成為施政上的「政治正確」。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">對照 2023,2024 年中國大陸房地產價格下行的經過，以上探討大致不謬。然尚在整理大陸房地產與台灣房地產的「結構」與「階段」差異。否則極容易掉進引諭失義的陷阱中。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div> </div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">所以決定：</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline"># 延長此課程的基礎研究期。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline"># 本課程的開設方式，適合以微社群「組課」為主。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline"># 開始籌備 youtube 、 podcast 的資源。以求在參課人數不多的前提下，仍有對公眾提供終身學習機會的通路。</ins></div></td></tr> </table> 丁志仁 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21892&oldid=prev 丁志仁：​/* 二、這一路課程與其他課程的基本不同 */ 2024-11-11T00:57:57Z <p><span dir="auto"><span class="autocomment">二、這一路課程與其他課程的基本不同</span></span></p> <table class="diff diff-contentalign-left diff-editfont-monospace" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="zh-Hant-TW"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">←上個修訂</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">於 2024年11月11日 (一) 00:57 的修訂</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l26" >第26行：</td> <td colspan="2" class="diff-lineno">第26行：</td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>===二、這一路課程與其他課程的基本不同===</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>===二、這一路課程與其他課程的基本不同===</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>#<del class="diffchange diffchange-inline">參課者如果對學習內容一知半解，是會蒙受具體的財務損失的。甚而與開課者產生糾紛。</del></div></td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>#<ins class="diffchange diffchange-inline">參課者如果對學習內容一知半解，或產生誤解，是會蒙受具體財務損失的。甚而與開課者產生糾紛。</ins></div></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#如果為避免上述風險，使得學習內容完全不涉及具體操作，則不會對青年產生吸引力，也達不到發展這路課程的初衷。</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#如果為避免上述風險，使得學習內容完全不涉及具體操作，則不會對青年產生吸引力，也達不到發展這路課程的初衷。</div></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div><del class="diffchange diffchange-inline">最後得到的結果是，「不歪樓的理財課」須要更長的發展時間</del>(約兩年)，但可以先發展「微社群」，利用微社群不公開的討論，多方面測試課程的發展方向。</div></td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">最後得到的結論是，「不歪樓的理財課」須要更長的發展時間</ins>(約兩年)，但可以先發展「微社群」，利用微社群不公開的討論，多方面測試課程的發展方向。</div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div> </div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">===三、具體進展===</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">====(一)組建了微社群====</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">微社群成員名單為：丁志仁、蔡杏芬、林津羽、施采邑、譚翰駿。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div> </div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">====(二)進行基礎研究====</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#由於丁志仁之前在六年制學程時，就已開過「理財入門」的課，累積有對記帳、銀行、保險、證券、債券、外匯、房地產等基礎資料。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">#經討論後</ins></div></td></tr> </table> 丁志仁 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21891&oldid=prev 丁志仁：​/* 一、發起背景與內容探討 */ 2024-11-11T00:43:02Z <p><span dir="auto"><span class="autocomment">一、發起背景與內容探討</span></span></p> <table class="diff diff-contentalign-left diff-editfont-monospace" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="zh-Hant-TW"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">←上個修訂</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">於 2024年11月11日 (一) 00:43 的修訂</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l24" >第24行：</td> <td colspan="2" class="diff-lineno">第24行：</td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#其實整個局就像發行彩券的局，用少數「樣本」為餌，誘使青年去追隨對他們世代不利的經濟制度，而不會走向青年世代團結，去修正對他們不利的經濟制度。</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#其實整個局就像發行彩券的局，用少數「樣本」為餌，誘使青年去追隨對他們世代不利的經濟制度，而不會走向青年世代團結，去修正對他們不利的經濟制度。</div></td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#理財可以對抗通膨，減少被「擁有鑄幣權的人」剝削，這才是&#039;&#039;&#039;不歪樓的理財教育宗旨&#039;&#039;&#039;。</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>#理財可以對抗通膨，減少被「擁有鑄幣權的人」剝削，這才是&#039;&#039;&#039;不歪樓的理財教育宗旨&#039;&#039;&#039;。</div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">===二、這一路課程與其他課程的基本不同===</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#參課者如果對學習內容一知半解，是會蒙受具體的財務損失的。甚而與開課者產生糾紛。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#如果為避免上述風險，使得學習內容完全不涉及具體操作，則不會對青年產生吸引力，也達不到發展這路課程的初衷。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">最後得到的結果是，「不歪樓的理財課」須要更長的發展時間(約兩年)，但可以先發展「微社群」，利用微社群不公開的討論，多方面測試課程的發展方向。</ins></div></td></tr> </table> 丁志仁 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21890&oldid=prev 丁志仁 於 2024年11月11日 (一) 00:35 2024-11-11T00:35:14Z <p></p> <table class="diff diff-contentalign-left diff-editfont-monospace" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="zh-Hant-TW"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">←上個修訂</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">於 2024年11月11日 (一) 00:35 的修訂</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >第1行：</td> <td colspan="2" class="diff-lineno">第1行：</td></tr> <tr><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[分類:結案報告]]</div></td><td class='diff-marker'> </td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[分類:結案報告]]</div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">===一、發起背景與內容探討===</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&#039;&#039;&#039;皮凱提&#039;&#039;&#039;在&#039;&#039;&#039;《21世紀資本論》&#039;&#039;&#039;中依實證資料證據提出： 21 世紀的人類社會盛行經濟體制，其實更像 19 世紀，而非 20 世紀。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">如圖： 19 世紀歐美的經濟體制，由土地擔當財富幫浦的角色，將整個社會的產出自動「打到」上層階級手中； 20 世紀兩次大戰後，中產階級興起，新增財富多數流入中產階級；而 21 世紀又復現 19 世紀的情形，只是將整個社會的產出自動「打到」上層階級的財富幫浦，改由「金融」這個角色來扮演。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;table style=&#039;border:none&#039; width=90%&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;tr&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;th style=&#039;border:none&#039;&gt;&lt;img src=&#039;https://upload.wikimedia.org/wikipedia/commons/7/7a/19世紀財富分配圖示.svg&#039;  height=&#039;200&#039; width =&#039;220&#039;/&gt;&lt;br/&gt;19 世紀&lt;/th&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;th style=&#039;border:none&#039;&gt;&lt;img src=&#039;https://upload.wikimedia.org/wikipedia/commons/9/9d/20世紀財富分配圖示.svg&#039;  height=&#039;200&#039; width =&#039;220&#039;/&gt;&lt;br/&gt;20 世紀&lt;/th&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;th style=&#039;border:none&#039;&gt;&lt;img src=&#039;https://upload.wikimedia.org/wikipedia/commons/5/58/21世紀財富分配圖示.svg&#039;  height=&#039;200&#039; width =&#039;220&#039;/&gt;&lt;br/&gt;21 世紀&lt;br/&gt;&lt;/th&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;/tr&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;/table&gt;</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">此研究對當代的主要啟發如下：</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#21 世紀更像 19 世紀，而不是更像 20 世紀。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#社會系統自動將財富抽往擁有鑄幣權的政府與資本家</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#美國對美元擁有鑄幣權，所以能透過國際金融向全世界割韭菜。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#r &gt; g ：資本回報率經常性大於經濟增長率， 21 世紀的財富增長將大幅拋離經濟增長，更多的財富將落入最富裕的 1% 手中。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#各國政府的理想通膨是每年 2% ，這代表每 34 年，擁有鑄幣權的一方可以拿走社會一半的財富。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#以上的理論模型在新冠疫情期間被完美驗證。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#溫和斯文的建議既得利益如果都不肯放行，必將引發社會動盪。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&#039;&#039;&#039;歪樓的理財教育&#039;&#039;&#039;：</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#教導青年要提高財商，用理財去得到「財務自由」。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#其實整個局就像發行彩券的局，用少數「樣本」為餌，誘使青年去追隨對他們世代不利的經濟制度，而不會走向青年世代團結，去修正對他們不利的經濟制度。</ins></div></td></tr> <tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">#理財可以對抗通膨，減少被「擁有鑄幣權的人」剝削，這才是&#039;&#039;&#039;不歪樓的理財教育宗旨&#039;&#039;&#039;。</ins></div></td></tr> </table> 丁志仁 http://urclass.net/wellBeingNg/index.php?title=%E9%9D%92%E5%B9%B4%E5%BD%88%E6%80%A7%E5%AD%B8%E7%BF%92/%E4%B8%8D%E6%AD%AA%E6%A8%93%E7%90%86%E8%B2%A1/%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A&diff=21888&oldid=prev 丁志仁：​新頁面: 分類:結案報告 2024-11-11T00:05:27Z <p>新頁面: <a href="/wellBeingNg/index.php?title=%E5%88%86%E9%A1%9E:%E7%B5%90%E6%A1%88%E5%A0%B1%E5%91%8A" title="分類:結案報告">分類:結案報告</a></p> <p><b>新頁面</b></p><div>[[分類:結案報告]]</div> 丁志仁